Credit card and account balance improvement on reports

As a user who does almost all transactions through credit card accounts, the reports, and the way of filtering account balances in the app aren’t helpful.

The app should quickly allow me to see:

• How much I have in my transaction accounts (the real money in the banks)

• How much I have to pay on my credit card on the next due date

• All the transactions (how much I did spend) in a given period regardless of the type of the account

Currently, the use cases above aren’t possible because:

• There’s only one filter that applies to both “Account balances” and transactions

The use case could be supported by the “pending” feature. However, marking pending as default on my credit card accounts, would require me once a month to set numerous transactions as “paid”.