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Once you have setup your budgets for the month and track each of the transactions within the budget category, it would be great to be able to carry-over unused budget amounts from the current month to the next month (and so on). For example if you have a budget (of $300) for Groceries in September 2023, you only use $250 in September, you can carry-over the additional $50 to the following month (Oct. 2023) giving you an increased budget of $350 for the month of October 2023.This would therefore allow you to spend additional available funds in either the next month or the following month(s). This would be helpful for yearly budgeting if you are trying to save additional funds for months later on in the year.

💡 Feature Requests

Carry-over unused budget amount to following months

Steven Hartmann

Note:Maybe this feature could be extended to accounts, categories, etc. as well.

Add possibility to bulk edit (like changing categories, date, evaluated, location, etc)

Fabian

Currently, the backups are only saved on the local device. However, if the app is deleted, all local backups will no longer be available. For this reason, they should also be saved in iCloud Drive.Maybe also add the option to choose where backups should be stored (device, iCloud, both).

✨ Small Improvements

Store backups in iCloud Drive as well

It would be nice if we can set saving goals for bank accounts and then a get a visual representation of our current savings. Like a progress bar (left side is 0, right side is saving goal, current progress would be the current savings)

Please add saving goals for bank accounts

Dennis Otto

Currently there is already a large selection of icons. However, if someone wants to use special logos (for example of companies or banks) it would be useful to offer the possibility to add own icons.

Add option to use / opload own icons

Currently, budgets are kept fairly static (i.e. they are created once with a fixed amount and then adjusted accordingly for the displayed period).However, since e.g. income can change in a certain month, it makes sense to adjust the budget flexibly. It should also be possible to redistribute budgets, e.g. for a specific month, if you want to distribute all your income to the budgets.In the future, when you edit a budget (e.g. the amount), you should be asked if you want to adjust all budgets or just the current and all future budgets. This would be similar to the behavior when you are currently editing a recurring transaction and the app asks if you want to adjust only the selected transaction or all future transactions. If you then adjust only the current and all future budgets (e.g. increase the purchase budget from $100 to $200 starting in July), you will still see the $100 budget as soon as you set the displayed period to June.In addition, it would be useful to display the unplanned budget (income - planned budget [of the respective period]) instead of the "Available" area of the budget list, so that you can plan every euro. It would also be nice to be able to automatically distribute the unplanned budget to the individual budgets (e.g. as a percentage depending on the size of the budget).Furthermore, it should be possible to define a starting amount for budgets and to automatically carry over unused budget amounts to the next period.

Allow redistribution and flexible adjustment of budgets

Currently only transactions of the active budget book are exported. However, it should be possible to configure the export so that, for example, all transactions of all budget books or only certain accounts in a certain time period are exported.

Add options to configure the CSV export

Jens

If you accidentally delete a transaction, there is no way to undo the deletion. A trash bin with a number of recently deleted transactions with the option to restore the transaction would be really nice.

Trash bin

Rene

Currently, there is only one homescreen and one lockscreen widget that displays the balance for all accounts. However, some users may want separate widgets for each of their accounts.

Account balance home & lockscreen widget (for a specific account)

Currently, a recurring transaction can only be skipped by clicking on the "+" icon (e.g. in the "Planned transactions" view so that the transaction is temporarily added now) and then deleting the temporarily added transaction again. However, as this is quite inconvenient, it would be much easier if you could choose whether you want to add the transaction now or skip it when you click on the "+" icon.

Easier way to skip recurring transactions

Currently, the app already offers many options for creating recurring transactions. For special cases, however, it may be useful to add the ability to define custom repetition intervals (e.g. every 4 days).Inspiration how to implement this: See Apple's reminders app.

Custom repetition intervals for transactions

I like the way Budget Flow handles periods of time. However when I search for that one transaction in my lifetime I would like to search in all history at once. Usually I try to find a specific transaction to see when it happened or what was the amount. Currently I need to change my period to year (from current month) and then try to search in every year to find the transaction.

[2.1.0] Being able to search in all history

brunodizajner

Many filter options are currently already offered in the app. These could be extended / adapted as follows, for example:<ul><li>When displaying a year/month, only display a filter selection of the accounts/categories that actually exist (better overview with many accounts and categories)</li><li>Filter/search by certain date ranges (e.g. Jan - Dec 24)</li><li>Filter/search by certain amounts or amount ranges (e.g. €20-€50)</li></ul>

[2.1.0] Extend transaction filter options

Currently you can only search in the global transaction list. However, it would make sense to at least extend this to the account transaction list.Preview:<img src="https://fb-usercontent.fra1.cdn.digitaloceanspaces.com/01937d02-f116-7113-9d70-6762a152f6da.jpg" data-width="100%" data-align="left">

[2.1.0] Allow search in account transaction list

It would be helpful, to have an overview for accounts, categories, etc. where you can see the balance for the given period.

[2.0.0] Show balance per category, account or budget

It would be convenient to receive automatically generated financial reports. These can work something like this:<ul><li>Possibility to select the period (every month there is a new report)</li><li>Possibility in "Reminder settings" to be "Informed about new reports"</li><li>Pre-Defined Reports for each Account, Category, etc.</li><li>Basic structure of the report:<ul><li>Trend (e.g. of income, expenses and account balances)</li><li>Comparison between income and expenses (Balance)</li><li>Savings Rate and average income / expenses per day / month</li><li>[Optional] Achievements (e.g. X months positive balance)</li></ul></li></ul>

[2.0.0] Add financial reports

Currently transfers create two separat transactions. If you need to change something on this transfer, you must do the change in both transactions, because there is no link between those transactions.At least a link in the data to jump from one transaction to the other would be nice. Even better would it be, if I could do the change in one transaction and the changes are broadcasted to the other transaction. =&gt; Counter entry ("Gegenbuchung") Button

[1.6.8] Transfer transactions should be linked

Good day to all,for the evaluation of transactions there is so far only summary of categories. Very useful would be the assignment of several tags, so that one could group the transactions in addition to the categories!

[1.6.0] Tags for Transactions

helplineathome@gmx.de

The documentation / app tutorial should include the following items:<ul><li>Explain charts (swipe to change chart causes the distribution widget to change) =&gt; TipKit ✅</li><li>Mention the chart long press feature to display a specific day or month =&gt; TipKit ✅</li><li>Explain budget period change (adjusts automatically) ✅</li><li>How to automatically add Apple Pay transactions to 3rd party apps using shortcuts (iOS 17) =&gt; <a target="_blank" rel="noopener noreferrer nofollow" class="text-indigo-500 dark:text-indigo-300 cursor-pointer link" href="https://www.reddit.com/r/shortcuts/comments/17dqih9/tutorial_how_to_automatically_add_apple_pa">https://www.reddit.com/r/shortcuts/comments/17dqih9/tutorial_how_to_automatically_add_apple_pay</a> ✅</li><li>How to input credit card expenses into the bank account at the end of the month (automatically: see feature request =&gt; <a target="_blank" rel="noopener noreferrer nofollow" class="text-indigo-500 dark:text-indigo-300 cursor-pointer link" href="https://budgetflow.featurebase.app/de/submissions/64d532f15f28034779d008a7">https://budgetflow.featurebase.app/de/submissions/64d532f15f28034779d008a7</a>) ✅</li></ul>

[2.0.0] For new users, an app tutorial or documentation of various functions would be helpful

Currently it is only possible to attach photos to transactions (e.g. receipts). However, it would be useful to be able to attach PDF documents (e.g. invoices) as well.

[1.6.0] Attach PDFs to transactions

I'd like to create an account with my bitcoin savings and it would be great to be able to chose BTC or other cryptos as currency to keep track of the amount I save.

[1.6.14] Add Bitcoin (and maybe other cryptocurrencies) in the currency list.

Argalad

Currently, amounts can only be entered by entering the entire number and the decimal point is set automatically (e.g. for 10.50 the user enters 1050). However, some users would like to be able to enter the amount directly with a comma / decimal seperator (i.e. 10.50 / 10,50 is then also entered in the app as 10.50 / 10,50 depending on the region).This could either be implemented so that it works out of the box or, alternatively, must first be activated with another advanced setting.

[1.6.2] Add support for entering amounts with a comma / decimal seperator instead of just the numbers

It will be helpful to create a transaction on the watch (incl. a complication to quickly open the add transaction view on the watch [if possible]).

[1.6.0] Creating a transaction on the watch

m.zimmermann83

It should be possible to assign multiple categories to a budget (for example, if you want to create a budget for all expenses in a folder).This includes:<ul><li>By default, "[1, 2, 3] categories" is displayed instead of the category name in the list</li><li>Optionally, it should be possible to add a name to a budget that will be displayed instead</li><li>In the filtered transaction list (e.g. up to 3 icons of the individual categories or a standard icon for the "group") should be displayed in the header view.</li></ul>

[1.5.0] Add support for budgets with multiple assigned categories

This feature would make the app a single tool for the entire financial management. However, this can only be used in a really meaningful way if the price data is also updated automatically.

Asset management in the app (stocks, ETFs, etc.)

For some users, it would be convenient to (optionally) link their real bank accounts to the app to automatically record transactions. Since automatic categorization is very complex, this feature can also be implemented as following for the time being:<ul><li>There is a separate area where you can link 1 or more accounts.</li><li>The bank data is automatically synchronized in the background and transactions are created as needed.</li><li>Since the transactions are not categorized, they first end up in a kind of "inbox" view where each transaction can be categorized.</li><li>After the transaction is saved, it is removed from the "inbox" area and displayed periodically in the application.</li></ul>However, due to regulatory constraints, the feature may initially be available in only a few countries (e.g. Germany).

Linking of bank accounts (incl. synchronization)

Currently, transactions created in the application can only be created with the total amount and a single assigned category. However, for a more detailed view, some users may prefer to add a list of individual amounts within a single transaction.For example, if the transaction is assigned to the "Groceries" category, you should be able to add individual sub-amounts to individual sub-categories within a single transaction (e.g. $10 meat, $5 cheese, etc.). In the transaction list, you'll still see the parent category and the total amount ("Groceries"), but when you open the transaction details, you'll see the individual breakdown of subcategories and amounts.Alternatively, you can already use the notes to enter the items and partial amounts.

Add support for separate amounts within a single transaction

Mint has this nice feature where you can split a transaction across multiple categories. For example, my wife and I might go to Costco and get groceries but also get things that might go under our shopping budget or our own personal budgets. It’s easy to just add multiple transactions if adding them manually, but if importing a CSV (or if account connection support is added) it would be nice to split the transaction when editing it.

Allow multiple categories per transaction

Joseph Bingham

Adding logos for banks, PayPal, etc. instead of just using icons.

Adding bank logos

If you have several budget books (e.g. one for yourself and one for the whole family) and you want to have the same entries in both of them, you currently have to create them twice.In this case it would be convenient to be able to copy or move the entries from one budget book to the other.

Copy & move accounts / categories / transactions between two budget books

A button that shows how much money you have lent or borrowed from others. This will not be included in the charts

Lent / Borrow Feature

mason

It would be great if transactions could include a start and end date to influence the monthly +/- balance.E.g. adding the ability to apply the start and end date for e.g. a membership/subscription (gym, insurance, utility bill) if payed annually, quarterly etc. (exceeding one calendar month). The amount should be deducted directly from the account as it has been already paid but calculated based on the total days of the prepayment (e.g. 365 days) the amount for each day should be applied to monthly balancing if opted in. Let’s say a gym membership costs 600€ per year, the annual payment of the 600€ should be deducted from the bank account but there should be the option to distribute/spread the transaction balance across the entire time e.g. -50.95€ in January so there isn‘t a full hit in Decembers +/- balance. Same could be applied to income as well e.g. bonus one-time-payment for the entire prior year.

Spread transactions

Disjoin-zaire-wireless-urgent

Basically, the app is very simple and intuitive to use. However, as more functionality is added, it can become more complex to use because all the UI elements take up space.To reduce the complexity, it might be useful to add more customization options to simplify the UI. Here are some examples:<ul><li>Customize the menu and tab bar items (for example, remove the Budgets tab if you don't use budgets).</li><li>Hide certain areas of the transaction form</li><li>...</li></ul>

Add more customization options for the app's UI

Automatically processing OCR on scanned and attached photos and pdf. If you‘re searching for a specific expense which is part of an overall expense e.g. on a receipt.