[1.5.0] Add automatic credit card billing
For a traditional credit card (where, for example, the balance is paid at the end of the month from a bank account), the user currently has to do the following steps:
Create two accounts (one for the bank account and one for the credit card).
When creating new transactions, he has to select the credit card in order to have the amounts debited directly from the card.
When the payment date arrives, he will have to create a transfer by entering the amount to be debited and selecting the regular bank account as the "From Account" and your credit card as the "To Account".
The amount to be debited must be calculated manually (or through the application by filtering the transactions). However, it is not very user friendly to do this every billing cycle.
Since this is currently a manual process, it might be useful to be able to add the billing period and the associated bank account to the credit card so that the billing is done automatically by the app e.g. like this:
If the user edits an account of type "Credit Card", he will see a new "Billing" section, where he can define the date on which the amount of the current billing period will be debited, as well as the account from which the amount will be debited.
When the target date is reached, the application automatically creates a new transaction (which is not included in the statistics so as not to distort them) to debit the amount from the specified account so that the credit card is balanced.
To avoid duplicate transactions, the account internally stores a flag to maintain the last billing date.

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Comments5
Birosca
May 29
Hi @Fabian! I understand there are lots of requests, but this one is an important one and I see messages from over a year ago and the feature is not working as intended. I performed a few tests and noticed it only works when you select the current date as the auto billing date. The next day the action is reverted and the negative balance is once again shown for the card (as well as the corresponding positive balance in the payment account). Please give us some news!
Julian Hamm
May 9, 2025
@Fabian : Any news regarding this issue? I reported this 7 months ago and the feature still isn’t working. Please advise!
Julian Hamm
Mar 24, 2025
Hi @Fabian , unfortunately, this is not working for me. Everything is set up according to your help page, but nothing happens at the day the automatic credit card billing is set to. I gave up after a few attempts and have switched to doing all of it manually. Is there something I am missing? There seem to be other users having similar issues according to the bug reports.
faye
Jan 26, 2025
Can you choose the date of the balance that is deducted? E.g. my balance is calculated on the 5th and then deducted on the 30th. But if I choose the 28th (latest date I can currently) will it just deduct the balance at that date?
Julian Hamm
Oct 24, 2024
Hi Fabian,
Unfortunately, this is not working. I linked my credit card to my bank account in the app and even though the credit card balance is negative at the target date, the app does not perform the automatic billing. I still have to do this manually. Please advise 😊