Date of first transaction to track

The title might be confusing, but please hear me out.

Sometimes new users are intimidated when they have to start tracking their expenses. Like, where should I start? We would usually start with our most recent salary, but what about our credits and our debts, how do we keep track of it without messing up the current balance? By determining the date of the first transaction, it’ll make it easier for new users to:

1. Track their expense based on their most recent salary; and

2. Gradually adding their debts, outstanding, and/or previous expenses without worrying that it’ll mess up the balance.

Please do consider this. Thank you!