Feature Request: Spending/Expense Goals, Flexible Budget, & Borrowing/Lending

I recently switched from Cashew, an open-source budgeting tool that’s similar to BudgetFlow. While I love BudgetFlow’s aesthetic and its analytical features, I wanted to suggest a couple of additions that I believe would make the app even more powerful for users: Goals, Borrowing/Lending, and more flexibility within the Budget feature.

For Goals, it would be great to have both Expense Goals and Saving Goals, where each transaction automatically contributes towards a goal, regardless of which category or account it comes from. This would help in tracking progress on specific financial objectives seamlessly.

The Budget feature feels a bit restrictive. It would be more versatile if it allowed transactions to be assigned to specific budgets, rather than locking entire categories under a single budget. For example, if I want to budget $2,000 for a week, I may not want all expenses to be drawn from that amount, as some might come from other accounts or involve different categories.

Lastly, Borrowing/Lending is an important aspect for me. It would be helpful to track money I lend or borrow from others, as that’s a crucial part of my financial flow.