Spread transactions

It would be great if transactions could include a start and end date to influence the monthly +/- balance.

E.g. adding the ability to apply the start and end date for e.g. a membership/subscription (gym, insurance, utility bill) if payed annually, quarterly etc. (exceeding one calendar month). The amount should be deducted directly from the account as it has been already paid but calculated based on the total days of the prepayment (e.g. 365 days) the amount for each day should be applied to monthly balancing if opted in.

Let’s say a gym membership costs 600€ per year, the annual payment of the 600€ should be deducted from the bank account but there should be the option to distribute/spread the transaction balance across the entire time e.g. -50.95€ in January so there isn‘t a full hit in Decembers +/- balance. Same could be applied to income as well e.g. bonus one-time-payment for the entire prior year.